Finance Blog

Latest Posts

Understanding the Accumulation Phase vs Distribution Phase of Financial Planning

Understanding where you are at on your financial journey and where you need to be in order to live the lifestyle you envision requires a financial plan. READ MORE...

Election Paralysis Could Cost Your Financial Portfolio Thousands

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Best Financial Planning Tips for 2020 and Beyond

Building wealth is a choice. You can choose to sacrifice and save while living within your means or you may spend like there is no tomorrow with the hope that an inheritance or social security will save you. Unfortunately, this is a recipe for disaster as is financing your life with debt. Here are 10 keys to build the best financial plan possible in 2020 and beyond. READ MORE...

Strategic Wealth Designers takes Wealth Management Services National!

To celebrate the start of serving clients nationwide, Founder & CEO Matt Dicken kicks off a national campaign on Fox Business beginning this week.  “Over 22 years ago I started working with retirement and financial planning clients. Then and now, the one universal truth in this industry is that people need transparent help with their financial investments," Dicken says. "Our mission has always been to help as many people as we can have a fun and exciting retirement by safely positioning their portfolio to withstand what life throws their way." READ MORE...

What to do when your Retirement Plan Retires?

Most nearing retirement have spent decades building their retirement plans at their employer. Some were even fortunate enough to have pensions as well. Along the way, we have enjoyed meeting with them and bringing together a comprehensive retirement planning strategy to meet their desired goals. The addition of a new car or purchase of a vacation home is built into the financial plan, but what happens when your retirement plan retires early? READ MORE...

3 Things You Should Ask Every Financial Advisor!

How you invest your life savings is one of the most important decisions you will make in your entire life. I've worked with thousands of families spanning over two decades in the financial services industry. I've witnessed portfolios go through the dot com bust, the 2008 stock market crash, 9/11 and most recently the extreme volatility of the corona crisis. What I know to be true is that not all financial advisors are created equal and not all financial advisors are created ethical. In this blog, let's walk through the 3 key things you should ask every financial advisor so that you know you are working with the right financial services firm and advisor for you. READ MORE...

How to plan for retirement without Social Security?

Going back to 1935 when Social Security was created, President Roosevelt would not have expected that in present day so many people would be using the program as their sole source of retirement income.  Back then, a retirement plan or financial planning as we know it today likely wasn't even talked about because the average life expectancy was only 62 years. Think about that for a minute: Social Security was designed to be drawn after the average person had already died, and if you did live to collect it the average time you collected it was for only two years.  Fast forward to today and we are facing a massive funding problem for the Social Security program. Here are my thoughts on how we fix it. READ MORE...

What is a Fiduciary Financial Advisor?

Working with money is serious. I don't see the money, I see the person, the couple, the children or grandchildren behind the face in front of me. They've spent 5, 15, 25 years or more, growing their financial nest egg to reach a goal of retirement or to help those loved ones around them. When I look across the table and stare them in the eye, I want them to know that I'm always serving them and their families as an independent fiduciary. READ MORE...