Confident Retirements Start with Comprehensive Care
At Strategic Wealth Designers, we believe your financial services should be as personalized as your dreams.
Our Financial Planning Process SWD Flight Plan to Freedom
Do you have a proven team by your side, one with decades of financial experience? One you trust completely to help you navigate your financial journey and chart the proper course? One that has helped more than 5,000 families in communities across the country, assessing every essential retirement planning area to give those clients confidence they’re tracking toward their dreams?
Now you can.
Using our custom SWD Flight
Plan to Freedom process, we:
PREPARE YOU TO SOAR
Before we can help you reach your dream retirement destination, we must start by learning where you are, where you want to go and what factors could deter you.
TAKE YOU UNDER OUR WING
With a heart for serving and protecting, we present recommendations, analyses and strategies designed to address any issues we discovered.
START FLYING TOGETHER
Often referred to as the allocation meeting, this is when we implement your SWD Flight Plan to Freedom, discuss specific investments and answer any questions.
GO FARTHER
Where other firms stop, we’re just getting started as we provide additional planning services focused on income needs, tax concerns, insurance, Medicare and more.
Financial Services Strategies Tailored
to Your Life
At SWD, we want your primary retirement concern to be how to spend your time, not whether to spend your money. Our professionals check every financial planning box so you can focus on the people, passions and places that stir your heart.
Wealth Accumulation
The longer you invest, the more potential your money has to compound interest. If your portfolio has not fully recovered from losses in recent years, you may wish to consider a more aggressive allocation to make up for lost ground and get back on track to accumulating wealth.
Retirement Income Strategies
Retirement income strategies are not just for the wealthy. As retirement nears, the traditional strategy has been to move growth-seeking products to more conservative, fixed-income products. We can help you make an informed decision about the right moves to make and when to make them.
Annuities
Today, the majority of the burden for retirement income seems to have shifted to the individual. For this reason, you may want to consider ways to add a fixed income component to your retirement strategy.
Asset Preservation
Diversifying your retirement assets among a variety of vehicles — both through insurance products and investments, depending on what is appropriate for your situation — may offer you the best chance of meeting your retirement income goals throughout your lifespan.
IRA and 401(k) Rollovers
Rolling over from one qualified plan to another qualified plan allows your money to continue growing tax-deferred until you receive distributions in retirement. Our financial advisors can help you determine if a rollover is the right move for you.
Tax Minimization Strategies
Rising taxes may be a concern for many individuals approaching retirement. It may be important to incorporate tax planning into your financial decisions. Our dedicated tax planning specialist can help you.
IRA Legacy Planning
IRA accounts have become one of the largest types of assets inherited by beneficiaries. If you don’t anticipate needing your IRA money in retirement, you may wish to consider a legacy planning strategy that potentially reduces taxes and increases the payout your beneficiaries will receive upon your death.
Life Insurance
Diversifying your retirement assets among a variety of vehicles — both through insurance products and investments, depending on what is appropriate for your situation — may offer you the best chance of meeting your retirement income goals throughout your lifespan.
Long-Term Care
As the oldest baby boomers approach their 80s, one of the biggest concerns may not be outliving income but outliving good health.