Be sure you have the right coverage

Your house is likely one of the biggest purchases you’ll make in your life. It’s more than an investment. It’s your family’s home. So you’ll need to protect it. Floods, fire, and severe weather are just a few of the threats that could come with little warning. If the unthinkable happens, you don’t want the added stress of figuring out how to replace all you’ve lost. Having comprehensive homeowner’s insurance can help ease your mind and to know that if the worst happens, your home and property are covered.

Why the right insurance is so important

Not all policies have adequate coverage in cases of a total loss. Make sure your policy includes coverage for:

• Reconstruction costs if your house is severely damaged or destroyed.
• Living expenses such as meals or hotels if a disaster prevents you from living in your home.
• Limited coverage for replacement of stolen, lost, or damaged valuables like jewelry or art. (Depending on the value of your belongings, you may want to purchase additional coverage.)
• Liability coverage if you face legal action over property damage or accidental injuries. (Personal umbrella insurance may be an additional option you’ll want to consider.)

Protection for High Net-Worth Homeowners

If you have more that needs protection, we want to help you customize the right insurance portfolio for your lifestyle. We will look at your current assets and risk to help determine whether your existing policies actually meet your needs and provide enough coverage. We will also help guide you through the process, and be there to answer any questions about your policy and coverage options.